FJG/FYI Update

Health Reform - Patient Bill of Rights

Read about the Interim Final Regulations Regarding Pre-existing Condition Exclusions, Lifetime and Annual Limits, Rescissions, and Patient Protections

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Interim Final Rules for Grandfathered Plans

On June 14, 2010, the US Departments of Treasury, Health and Human Services, and Labor jointly issued final interim rules relating to “grandfathered” status for health plans. Whether a plan is “grandfathered,” and whether it maintains that status is important because several of the new federal health care reforms for health insurance apply only to “non-grandfathered” health plans. Thus, it will be helpful moving forward to know what kinds of changes you can make to your plan without losing grandfathered status.

What You Need to Know About the CLASS Act

The CLASS act stands for Community Living Assistance Services and Support Act, and is Title VIII of the Health Care Reform Bill. The plan creates a voluntary government run long-term care insurance program and is effective January 1, 2011. This brochure, created by LTCI Partners, describes how the program will work and how it compares to a private LTC program.

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Fleischer Jacobs Group (FJG) is among Vermont’s largest providers of Insurance, Employee Benefits, Asset Management and Financial Planning services for businesses and individuals.

Benefits Compliance FAQ Grandfathered Plans

Benefits Compliance FAQQuestion: Under the Patient Protection and Affordable Care Act, as amended, what is a “grandfathered” plan?

New Laws and Regulations for 2010

As 2010 approaches, there are many changes that administrators of health and welfare plans should be aware of: GINA, Michelle's Law and Form 5500

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